Mount Carmel Health System

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Affordable Health Insurance is Here

The New Law
The Affordable Care Act (ACA) requires everyone legally living in the U.S. to have health insurance beginning January 1, 2014. And it also gives millions of individuals with too little OR no insurance, access to health plans at different cost levels. The law also provides financial assistance to those who qualify based on family size and income. Beginning October 1, 2013, you will be able to shop at a new online Health Insurance Marketplace, also known as an “Exchange,” where you can one-stop-shop for a plan that fits your budget and coverage needs. We’re here to help you learn about the law and how to select the right plan for you and your family.

What Will the Plans Cover?
Coverage will include doctor visits, hospital stays, wellness care, prescriptions, emergency services, maternal and newborn care, pediatric care and more. In fact, Ten Essential Health Benefits must be covered in every plan and certain Preventive Care services will be provided at NO additional cost to patients. Also, patients cannot be turned away due to pre-existing conditions, as has been the case in the past.

Sign Up Begins October 1, 2013
If you do not have health insurance, you are required to sign up during open enrollment, from October 1, 2013 to March 31, 2014. You can shop for plans by phone, through a broker, at on-site enrollment locations, or at the online Health Insurance Marketplace, where you can easily compare benefits and costs. If you choose not to enroll for insurance, the law states that you will face tax penalties.

 

Take a few minutes to learn a little,
or a lot, about the New Law.

The YouToons Get Ready for Obamacare

Los YouToons Se Preparan Para Obamacare

The New Marketplace
The Health Insurance Marketplace is available online, by phone, or through an approved insurance broker, and it’s designed to make buying health coverage easier by comparing plans side by side, in simple language and with no fine print. You will be able to choose between four levels of health plans – Platinum, Gold, Silver, and Bronze – from a variety of approved insurance providers, and each will have different amounts of coverage and different monthly premiums. Only one simple application will be required.

Please send me more information.

 

Learn more about the Marketplace
in English or Spanish.

What is the Health Insurance Marketplace?

El Mercado de Seguros Medicos

Financial Assistance
Starting in 2014, a surprisingly large number of people will qualify for financial help. For example, an individual earning up to $45,900 a year, or a family of four earning up to $94,200 a year, will qualify for a reduction of their monthly premiums, or a tax credit at the end of the year. The calculator and chart on this page will give you a good idea of how much assistance will be available. Once you apply at the Marketplace, you will find out the exact amount.

Financial Assistance Calculator
Insert your information below to see if you qualify for assistance.

Financial Assistance Income Chart
Look for your income and household size on this chart to see if you qualify for financial assistance.

Household size 400%
1 $45,960
2 $62,040
3 $78,120
4 $94,200
5 $110,280

Why Choose Us?
When you compare plans, you'll be able to see what hospitals are included in each one. Make sure you choose a plan that includes Mount Carmel so you'll always have the latest treatment options, leading-edge technology, and physicians from some of the nation's finest medical schools. Because when you treat the region's most critical patients, you're better at treating everything.

Learn more about Mount Carmel > >

The following plans on the Marketplace include us:
Anthem Blue Cross and Blue Shield
Med Mutual Market

 

 

 

 

 

 

 

 

©  2014  

Mount Carmel Health System  |  Columbus, Ohio

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